Buscando Prosperidade? Veja OpçÔes de Cartão de Crédito para Quem Estå com Nome Sujo
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Have you heard about the BMG anniversary loot? This modality allows you to receive a part of your FGTS every year, in the month of your birthday, directly into your BMG account.
It is a popular option for those who want extra money without having to wait until they are fired to withdraw the full FGTS balance.
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If you are looking for quick and safe alternatives to catch up on your bills or carry out a personal plan, the birthday withdrawal through BMG could be the ideal solution.
The birthday withdrawal is an optional FGTS modality created by the government that allows workers to withdraw part of the balance from their FGTS account annually, in the month of their birthday.
By opting for this modality, you waive the withdrawal benefit in the event of unfair dismissal (receiving only a 40% fine). In other words, it is ideal for those who have job stability or want to use the FGTS as a credit tool.
Banco BMG offers a line to anticipate birthday withdrawals. This means that you can contract an amount now based on the installments you will receive in the coming years â without having to wait for your birthday month.
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The money arrives in the account in a few minutes
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Does not affect your card limit
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Payment is made directly via FGTS, without payroll deduction
You can apply if:
đ” Quick money in the account: you can anticipate up to 10 years of birthday withdrawals at once.
đ” Without consultation with SPC/Serasa: ideal for those who are negative.
đ” Guaranteed credit: rates lower than common loans.
đ” Automatic: the amount is debited direct from FGTS annually, without having to remember to pay.
Follow this simple step by step:
The amount depends on the balance you have in your FGTS accounts. See the table:
| Balance Range (R$) | Fixed Installment (R$) | % on balance |
|---|---|---|
| Up to R$ 500 | â | 50% |
| From R$ 500.01 to R$ 1,000 | R$ 50 | 40% |
| From R$ 1,000.01 to R$ 5,000 | R$ 150 | 30% |
| From R$5,000.01 to R$10,000 | R$650 | 20% |
| Over R$10,000.01 | R$ 1,900 | 10% |
đĄ Example: If you have R$2,000 in FGTS, you can withdraw 30% (R$600) + fixed installment of R$150 = R$750 per year.
Yes! Banco BMG is a solid financial institution regulated by the Central Bank. All processes are carried out digitally, with electronic signature and total transparency in the contract.
Yes, but cancellation only takes effect 24 months after the request. During this period, you continue to receive the amounts normally.
No. BMG does not consult SPC or Serasa to release this modality.
Yes. The advance payment is exclusive to bank customers, but the account is free and opened in minutes via the app.
If you need extra money safely and quickly, BMG birthday withdrawal is a smart alternative. You anticipate what is already yours â the FGTS balance â with much better conditions than traditional loans, and without affecting your monthly budget.
đČ Simulate right now on the BMG app and find out how much you can receive!
